Up to $1,000,000 in Protection
For Your Entire Household!

Identity Lock is a household identity theft protection service that costs $29.99 per month and covers up to $1,000,000 in identity theft insurance. A single Family Plan membership protects the primary account holder, their spouse or domestic partner, children, dependent adult children, and parents living in the same household. It combines identity theft monitoring, home title monitoring, credit monitoring and dark web monitoring in one plan.

Identity Lock costs $29.99 per month for the entire household, with no hidden fees. There is one flat price regardless of how many covered household members you add. Billing is month to month with no long term contract.

The Family Plan covers the primary account holder, a spouse or domestic partner, children under 18, dependent adult children up to age 21 living at the same address, and parents living in the same household. Dependents are covered up to age 21, or up to 25 if they are full-time students. Businesses and non-personal commercial activity are not covered.

The policy reimburses costs you incur recovering from identity theft, up to $1,000,000. That includes lost wages up to $1,000 per week for a maximum of five weeks, attorney fees for civil and criminal defense and judgment removals, elder care and childcare reimbursement up to $1,000, and out-of-pocket costs such as notary fees, postage, travel and loan re-filings.

No. Identity Lock is a detection and recovery assistance service, not a prevention service. It monitors your personal information and alerts you early when it is misused, then assigns a Certified Recovery Agent to help you restore your identity. It does not stop fraud from occurring, does not guarantee detection of all fraudulent activity, and is not a replacement for title insurance.

Home title monitoring watches public property records for unauthorized changes to your home's title, such as a fraudulent deed transfer or a lien filed against your property. Identity Lock monitors new property records, ownership changes, new claims and financing term changes across roughly 3,100 U.S. counties, covers multiple properties, and includes pre-existing property fraud coverage.

Dark web monitoring scans hidden parts of the internet where stolen personal data is bought and sold, and alerts you when your information appears. Identity Lock uses combined human and AI intelligence across more than 300 billion recaptured assets, monitors over 250 data types beyond just login credentials, and can surface alerts up to nine months earlier than other services.

Yes, Identity Lock includes credit monitoring, and it will not affect your credit score because it uses soft pull credit reports. You get access to all score models, trended credit data, public record monitoring, pre-screen and alternative data monitoring, and income and asset verification. Credit monitoring requires identity verification before it activates. Identity Lock is not a credit repair agency and does not guarantee improved credit scores.

Identity Lock assigns you a dedicated Certified Recovery Agent who manages your case from start to finish. You get a personalized recovery plan, access to a 24/7/365 victim response center with bilingual support, and the option of granting limited power of attorney so the recovery team can handle restoration work on your behalf. Recovery depends on cooperation from third parties such as law enforcement and financial institutions.

There is no long term contract — Identity Lock is month to month and you can cancel at any time. Benefits are refundable within 10 days of purchase if they have not been used. Memberships are non-transferable.

No. Identity Lock benefits are available only to U.S. residents, and recovery efforts apply only within U.S. jurisdictions. Support is handled entirely in the United States with no overseas call centers and no automated phone systems.

Members can access wholesale pricing on firearms, bulk ammunition and discounted transfers once per quarter, four times a year. All firearm and ammunition sales are processed through a licensed FFL and comply with applicable federal, state and local laws. Shipping and transfer restrictions may apply depending on your location.